dispute paypal transaction without account

Companies will use a third party to process payments, so a recurring payment or a subscription will show up on your PayPal account as a charge from a company that you don’t recognize. The most common “unauthorized” charges are actually authorized. Here’s how unauthorized charges show up on your PayPal account: In a perfect world, you would recognize every charge on your PayPal account. How do unauthorized charges get on your PayPal account? They may have stolen it, or he may have given it to them inadvertently. Someone accessed Castellano’s account using his password. There’s only one way a criminal could make a fraudulent transaction like that, though. Wherever you go, we’re there too, taking care of the details so you can make the most of each moment, with the only travel protection that is by your side and on your side every step of the way. Our robust travel insurance covers your health, your trip, your stuff, and even your pet, via an app that provides real-time proactive solutions, quick reimbursements and 24/7 support from anywhere in the world. PayPal deemed both of them legitimate.įaye Travel Insurance provides whole-trip travel coverage and care that brings out the best in each journey with industry-leading technology that enables smarter, faster, smoother assistance and claims resolutions. “PayPal conducted a review but said that certain transactions weren’t unauthorized and couldn’t be covered by PayPal Purchase Protection.”Īll told, the scammers made two withdrawals from his account - one charge for $980 and another for $200. How did someone make $1,180 in fraudulent charges to his PayPal account?Ĭastellano says someone - he’s not sure who - gained access to his account and then began fraudulently sending money using the “Sending to a friend” feature. How does the PayPal dispute resolution system work? How does someone like Castellano reverse a transaction on PayPal? When you try to dispute a fraudulent charge on your PayPal account and fail, how do you appeal a denial? What kind of explanation, if any, does PayPal owe him? Remarkably, the company is also telling him that “next time,” he should use a different method for sending money, even though Castellano didn’t send any money.Ĭastellano’s case opens one of the blackest of black boxes in the consumer world: the mysterious inner workings of PayPal. PayPal is refusing because the transfer isn’t protected under its terms of service, the legal agreement between him and the company. Ben Castellano doesn’t know who made $1,180 in unauthorized charges on his PayPal account, but he wants his money back - and he thinks PayPal should reverse the transactions immediately.

Dispute paypal transaction without account